Hiring: Mortgage Live Underwriter (L2 – Non-QM) | Mumbai

Salary: Up to ₹9.5 LPA + ₹50,000 Joining Bonus

If you have hands-on experience in Live Mortgage Underwriting with Non-QM loans, this is a great chance to join a leading organization with competitive pay, fixed weekends off, and excellent perks.

Position: Mortgage Live Underwriter (L2 – Non-QM)

Location: Mumbai

Work Mode: Work From Office

Experience Required
2 to 4 years of Live Mortgage Underwriting experience
Mandatory experience in Non-QM Underwriting

Key Responsibilities
Perform credit risk assessment using the 4Cs of Credit
Calculate income for Salaried and Self-Employed borrowers
Underwrite Bank Statement and Full Documentation loans
Evaluate loan eligibility and structure mortgage transactions
Review appraisal reports, title documents, lien positions, and ownership documents
Make underwriting decisions based on investor guidelines
Work on Encompass LOS
Coordinate with internal teams for timely loan processing

Required Skills
Non-QM Mortgage Underwriting (Mandatory)




Credit Risk Assessment
Income Calculation
Bank Statement Underwriting
Full Doc Underwriting
DSCR knowledge (Preferred)
Loan Structuring
Encompass LOS
Strong communication skills

Qualification
Higher Secondary (HSC) or Bachelor's Degree (Mandatory)

Compensation & Perks

CTC: Up to ₹9.5 LPA

Monthly In-hand Salary: ₹72,790

Monthly Performance Incentive: ₹2,750

Travel Allowance:
₹3,500 (Both Ways)
₹1,750 (One Way)
Joining Bonus: ₹50,000 after successful completion of 3 months

Shift Details
US Shift
Shift Window: 6:30 PM to 6:30 AM
Rotational 9-hour shift
Fixed Saturday & Sunday Off

Additional Benefits
15 days of company-sponsored accommodation for candidates relocating to Mumbai

Important Notes
Candidates from Andhra Pradesh are not eligible
SHL Assessment for outstation candidates will be conducted in Bangalore or Hyderabad

Interested candidates, please share

📌 Hiring: Mortgage Live Underwriter Gpo
🏢 Career Guideline
📍 Gpo