13 Aug
|
equitas small finance bank
|
Nagpur
13 Aug
equitas small finance bank
Nagpur
Credit Analysis & Risk Assessment: Analyze financial statements, cash flow projections, and credit history to calculate risk ratios and determine a borrower’s ability to repay.
Loan Approvals & Structuring: Approve, reject, or negotiate loan terms (such as interest rates and payment plans) based on established underwriting guidelines and policies.
Portfolio Monitoring: Track the performance of existing loans, ensure compliance with loan covenants, and identify early warning signs of default.
Compliance: Ensure all lending activities adhere to internal policies, industry standards, and regulatory requirements.
Client Consultation: Meet with clients to gather necessary documentation, explain loan options, and guide them through the borrowing process.
Documentation & Reporting: Prepare comprehensive credit memos, maintain accurate loan records, and present findings to credit committees or senior management.
📌 Credit Officer Nagpur
🏢 equitas small finance bank
📍 Nagpur