Job Description
Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Process Understanding process and policies and implementing the same to ensure smooth transactions.
Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
Delinquency Management for the location
Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
Quality Management in terms of Audit, Compliance and Hind sighting
PDD Management controlling and tracking PDDs through proper MIS for the location
Key Performance Indicators
Login to Recommendation TAT
Maintaining Audit Compliance and errors in Hind sighting
Training
Delinquency control as per budget
Cost management
Current initiatives
Technical Competencies / Skills
Financial Appraisal of Salaried and Self Employed loan proposals
Knowledge of Unsecured and Mortgage Lending Business
Basic knowledge of Banking
Valuable Knowledge of computer applications
Personal Attributes
Leadership Qualities
Drive for results
Strategic Orientation
Customer Centricity