Key Responsibilities
Verify loan files and ensure all required documents are complete and accurate before disbursement.
Check compliance with sanction terms, credit policies, and regulatory guidelines.
Review KYC, income, banking, legal, technical, and collateral documents.
Ensure proper execution of loan agreements, security creation, and charge registration.
Coordinate with Credit, Sales, Legal, Operations, and Risk teams for discrepancy resolution.
Validate disbursement conditions and process loan disbursements within defined timelines.
Maintain accurate records and ensure audit-ready documentation.
Monitor documentation deficiencies and follow up for closure.
Support internal and external audits by providing required records and reports.
Ensure adherence to RBI guidelines and internal control procedures.
Required Skills
Knowledge of loan documentation and credit administration.
Understanding of retail, SME, or corporate lending processes.
Solid attention to detail and analytical skills.
Familiarity with KYC, compliance, and regulatory requirements.
Valuable communication and coordination abilities.
Proficiency in banking systems and MS Office.