Job Description:

Roles & Responsibilities:
Evaluate the creditworthiness of clients by analyzing financial statements, credit reports, and payment history.
Assess and determine the eligibility of clients for credit and further business transactions.
Coordinate with banks and financial institutions to obtain and verify credit information.
Coordination with Sales Team:
Collaborate closely with the sales team to understand client requirements and credit terms.
Ensure that all credit approvals are in line with company policies and sales strategies.
Provide timely feedback to the sales team regarding credit approval status and any required documentation.
Credit Approval and Documentation:
Prepare and maintain all necessary documentation related to credit approvals and agreements.
Ensure that all credit transactions comply with company policies and regulatory requirements.
Monitor and update credit records in the company’s financial system.
Client Communication and Relationship Management:




Follow up with clients to gather required documentation and information for credit evaluation.
Maintain effective communication with clients regarding their credit status and any issues related to their credit terms.
Address and resolve client queries and concerns related to credit and payment terms.
Bank Coordination:
Liaise with banks to facilitate credit approvals and manage credit lines.
Ensure timely processing of credit requests and resolve any issues that may arise with the bank.
Monitor bank transactions related to client credits and ensure accuracy.
Risk Management:
Identify potential credit risks and recommend appropriate actions to mitigate them.
Monitor client accounts to ensure timely payments and manage overdue accounts.
Report any significant credit risks to senior management and suggest corrective actions.
Reporting and Analysis:
Prepare regular reports on credit activities, including approvals, rejections, and outst

📌 Sr Executive Mumbai
🏢 Mantras2Success
📍 Mumbai