Job Description: Area Legal Manager – NBFC
Position Title: Area Legal Manager
Location: Hyderabad
Department: Collections - Retail Litigation
Reporting To: Regional Legal Manager
Role Purpose
The Area Legal Manager will be responsible for managing all legal activities for the assigned geography, including litigation management, collections-related legal actions, contract vetting, regulatory compliance support, and coordination with external law firms. The role ensures legal risk mitigation while supporting business growth across secured and unsecured lending products.
Key Responsibilities
Litigation & Legal Recovery
Manage end-to-end litigation for retail, SME, and corporate loan portfolios.
Oversee filing, tracking, and closure of legal cases under:
Section 138 (Cheque Bounce)
Arbitration
Sec 9/ Sec 17 proceedings
SARFAESI actions (where applicable)
Civil suits & criminal complaints
Coordinate with external advocates for case strategy, court appearances, and timely filings.
Review and approve legal notices, replies, and case drafts.
Ensure timely execution of decrees, awards, and recovery orders.
Collections Legal Support
Identify accounts requiring legal intervention in coordination with Collections and Business teams.
Drive legal recoveries by initiating and monitoring:
Demand notices
Pre-litigation processes
Property possession and auction (for secured loans)
Provide legal opinion on complex delinquent cases.
Documentation & Contract Management
Vet and finalize loan-related documents, agreements, vendor contracts, and renewal documents.
Support business in rolling out updated documentation aligned with regulatory changes.
Conduct periodic audits to ensure compliance of branch-level documentation.
Regulatory & Compliance Support
Monitor changes in NBFC regulatory framework and support internal implementation.
Ensure legal processes comply with RBI guidelines, Arbitration Act, IBC, NI Act, and other relevant