Key Roles & Responsibilities

- Define and execute long-term business strategy for Surety and Trade Credit.

- - Expand the franchise by targeting infrastructure developers, EPC contractors, banks, NBFCs, and large corporates.

- - Evaluate creditworthiness, infrastructure projects, concession agreements, EPC contracts, and lender covenants

- - Monitor portfolio exposures, early warning indicators, and credit deterioration trends.

- - Lead underwriting decisions for complex surety and trade credit proposals.

- - Oversee structuring of performance bonds, advance payment bonds, retention bonds, supply bonds, and trade credit covers.

- - Develop new channels and strengthen broker and intermediary networks.

- - Drive new product development in Surety and Trade Credit aligned to evolving market needs and regulatory changes.

- - Collaborate with actuarial, legal, finance, and compliance teams for pricing, policy wording, and product filing.

- - Build and maintain strategic relationships with lenders, government bodies, multilateral institutions, industry associations, and large corporates.





- - Coordinate with internal service delivery teams to ensure high-quality client experience.

- - Guide legal and recovery strategies to minimize loss ratios and improve recoveries.

- - Ensure full compliance with IRDAI regulations, operational risk norms, and internal audit guidelines.

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Key Requirements – Education & Certificates

- CA or MBA/PGDM in Finance, Risk, or Insurance preferred.

- - Qualified insurance certifications (AIII, FIII) are an advantage.

- - 10–15 years of progressive experience in Bank or general Insurance, with significant exposure to Surety Bonds, Trade Credit Insurance, Infrastructure / Project Finance, EPC risk assessment

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Key Requirements - Experience & Skills

- Strong command over Surety Bonds, Bank Guarantee alternatives Trade Credit Insurance, infrastructure finance and Project Finance structures.

- - Expertise in financial analysis, credit assessment, risk modeling, and contract evaluation.

- - Strong business acumen with the ability to drive P&L; outcomes.

- - Excellent stakeholder management, negotiation, and team leadership skills

📌 Deputy Vice President - Commercial Underwriting (India)
🏢 HDFC ERGO General Insurance
📍 India