Company Description HDFC Bank is India’s largest private sector bank, serving over 92 million customers with a wide range of financial products and services. With thousands of branches and ATMs across urban and rural locations, the Bank provides convenient access to individuals, MSMEs, and large corporations. Founded in 1995 with the mission to be a “World-class Indian Bank,” HDFC Bank focuses on product innovation, customer-centric solutions, and operational excellence.

Following its merger with HDFC Ltd in 2023, the Bank offers integrated banking and housing finance solutions, including home loans and wealth management services. Through its CSR initiative, Parivartan, HDFC Bank actively supports education, healthcare, skills training, and sustainable livelihoods, while maintaining strong commitments to digital innovation, data security, and stakeholder value.

Role Description This is a full-time, in office Relationship Manager – Working Capital role based in Amritsar. The role involves managing and growing a portfolio of working capital customers, including acquisition of new clients and deepening relationships with existing businesses.

The Relationship

Manager will assess customer requirements, structure appropriate working capital solutions, and coordinate with internal teams for credit appraisal, documentation, and timely disbursement. Daily responsibilities include monitoring account performance, managing portfolio risk, ensuring adherence to regulatory and internal compliance standards,



and resolving customer queries promptly. The role also requires regular market engagement, understanding local business dynamics, and supporting cross-sell of other banking products to meet revenue and service quality targets.

Qualifications

- Strong relationship management and customer engagement skills, with the ability to build trust and provide advisory support to business clients.
- Sound understanding of working capital products, corporate and SME banking, and credit analysis, including assessment of financial statements and cash flows.
- Proficiency in sales and business development, including opportunity identification, negotiation, and closure of deals in a competitive market.
- Solid knowledge of banking operations, documentation, and regulatory compliance relevant to lending and trade finance.
- Effective communication and presentation skills, with the ability to collaborate with credit, operations, and product teams.
- Strong analytical, numerical, and problem-solving skills, with attention to detail and a focus on risk management.
- Ability to work in a fast-paced, target-driven environment and manage multiple client relationships simultaneously.
- Bachelor’s degree in finance, commerce, business, economics, or a related field; a postgraduate qualification or relevant certification in banking or finance is an advantage.
- Prior experience in corporate or SME relationship management, preferably in working capital or business banking, will be highly beneficial.

📌 Relationship Manager – Working Capital (Amritsar)
🏢 HDFC Bank
📍 Amritsar