14 Aug
|
Credit Saison India
|
Nizamabad
14 Aug
Credit Saison India
Nizamabad
Job Summary
As a Relationship Manager - Secured Direct, you will be responsible for managing and growing a portfolio of secured direct lending clients, focusing on building strong relationships and identifying their financial needs to offer appropriate lending solutions. Job Responsibilities
Proactively manage and expand a portfolio of existing secured direct lending clients, ensuring high levels of client satisfaction and retention.
Identify and cultivate new business opportunities within the secured direct lending space, meeting and exceeding sales targets.
Conduct thorough financial analysis and due diligence for loan applications, assessing creditworthiness and risk profiles.
Structure and negotiate complex secured lending deals, ensuring terms are mutually beneficial and adhere to company policies and regulatory guidelines.
Prepare and present detailed credit proposals to internal committees, articulating risk mitigation strategies and client benefits.
Maintain a deep understanding of market trends, competitive landscape, and regulatory changes within secured direct lending.
Collaborate with internal teams, including credit, legal, and operations, to ensure seamless client service and efficient transaction execution.
Monitor portfolio performance, identify potential risks, and implement strategies to mitigate non-performing loans.
Represent the company at industry events and networking functions to enhance brand visibility and generate leads. Job Qualifications
Bachelor's degree in Finance, Business Administration, Economics, or a related field. MBA preferred.
Minimum of 5-7 years of experience in relationship management within the financial services industry, with a solid focus on secured direct lending.
Proven track record of success in managing and growing a client portfolio and achieving sales targets.
In-depth knowledge of secured lending products, credit analysis, and risk management principles.
Strong financial modeling and analytical skills, with the ability to interpret complex financial data.
Excellent communication, negotiation, and presentation skills.
Ability to build and maintain strong relationships with clients and internal stakeholders.
Self-motivated, results-oriented, and able to work independently as well as part of a team.
Proficiency in relevant financial software and CRM systems.
📌 Relationship Manager - Secured Direct (Nizamabad)
🏢 Credit Saison India
📍 Nizamabad