About This Job

Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)

Location: Hyderabad, Telangana, India

Work Mode: On-site

Industry: Financial Services

POSITION SUMMARY

The Regional Business Head is responsible for driving on-ground execution of business strategies and supporting the growth of the Rural Micro Enterprises portfolio within the assigned territory. The role involves managing field operations, enhancing productivity across branches and sub-BC outlets, and ensuring effective delivery of products such as Unsecured Loans, MSME Loans, and Micro LAP, while maintaining portfolio quality.

Vacancies and Location: Odisha, West Bengal, Jharkhand, Uttar Pradesh, Andhra Pradesh & Telangana, Karnataka

Key Responsibilities

Business Delivery & Growth

Drive regional business targets including disbursements, revenue, and portfolio growthIdentify opportunities to expand reach in underpenetrated marketsEnsure effective execution of business plans across branches

Sales & Distribution Management

Manage branch network and sub-BC channels across the regionStrengthen sourcing channels and improve conversion ratesOptimize resource deployment to maximize productivity

Team Leadership & People Management





Lead and manage Area Managers and Branch ManagersDrive performance culture and accountability across teamsCoach and develop teams to enhance productivity

Portfolio Quality & Risk Management

Monitor portfolio quality metrics such as PAR and delinquencyDrive collections efficiency and ensure recovery targets are metTake proactive measures to control credit risk

Operational Excellence

Ensure adherence to processes, policies, and SOPsImprove turnaround times and service delivery standardsDrive operational efficiency across branches

Execution of Strategy

Implement zonal and central strategies at regional levelDrive campaigns, product initiatives, and process rolloutsProvide feedback from the field to refine business strategies

Performance Monitoring & Reporting

Track daily and monthly KPIs through MISConduct regular performance reviews with teamsDrive corrective actions for performance gaps

Compliance & Governance

Ensure adherence to regulatory and internal guidelinesSupport audits and ensure timely closure of observations

Desired Profile

Qualifications and Skills

8+ years of experience in financial services / rural lending businessPost-Graduate Degree in Management (MBA/PGDM) / Finance / Rural Management / Social WorkProven track record in loan originations, collections, and team leadership.Solid people-management skills with experience in handling large field team and supervisors.

📌 Regional Business Head-Rural Micro Enterprises (Karnataka/Odisha/WB/Jharkhand/UP) (Hyderabad)
🏢 Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank
📍 Hyderabad