About Us

Nucleus Software has been providing Products and Services to various Global and Regional Financial institutions for the past 40 years. As a pioneer software vendor, Nucleus carries deep banking domain expertise and experience on latest technological trends. The platforms developed by Nucleus power the operations of more than 200 financial institutions in 50 countries, supporting multiple business verticals, accessible through mobile and internet channels. These platforms support retail banking, corporate banking, cash management, internet banking, automotive finance and other business areas. Key highlights about Nucleus include:

- Entrusted by Global and Regional banks as a preferred partner for their Traditional to Transformative journey
- Driving large Digitalization programs for various banks using Data Science, Cloud, AI/ML, DevOps, RPA based solutions.
- An organization with an “Employee First” outlook Recognized as a “Great Place to Work “by a global research organization

Role Overview We are looking for an experienced Product Consultant -Islamic Lending expert to drive the Shariah-compliant lending solutions across Loan Origination and Loan Management platforms. The ideal candidate will have strong expertise in Islamic finance principles, digital lending products, and end-to-end lending lifecycle management.

The role requires close collaboration with business, technology, risk, compliance, and engineering teams to build scalable fintech products that meet regulatory requirements and deliver seamless customer experiences.

Key Responsibilities

Loan Origination System (LOS)

- Design and deliver DIY (Do-It-Yourself) digital customer journeys enabling customers to independently complete the entire financing application process through web and mobile channels.
- Define Straight Through Processing (STP) journeys to maximize automation, minimize manual intervention, and improve approval turnaround times.
- Design configurable eligibility, verification, underwriting,



and approval workflows to achieve high STP rates while maintaining Shariah and regulatory compliance.
- Define digital onboarding capabilities, including eKYC, OCR, document verification, biometric authentication, digital signatures, and consent management.
- Design omnichannel customer journeys across branch, relationship manager, web, mobile, and partner ecosystems.

Product Strategy & Execution

- Define an API-first product strategy to enable seamless integration with banks, fintechs, marketplaces, payment platforms, credit bureaus, digital identity providers, and other ecosystem partners.
- Drive the adoption of configurable product capabilities using business rules, workflow engines, decision engines, and low-code/no-code configuration wherever applicable.
- Design reusable product capabilities supporting cloud-native, microservices-based, and event-driven architectures.
- Define product capabilities for embedded finance and ecosystem-led lending.

Stakeholder Management

- Collaborate with enterprise architecture, integration, and technology teams to define API standards, integration patterns, security, and interoperability across the lending ecosystem.

Additional Required Skills & Experience

- Strong understanding of DIY (Do-It-Yourself) digital lending journeys and customer self-service experiences.
- Hands-on experience designing Straight Through Processing (STP) lending journeys with high automation.
- Experience defining configurable business rules, workflow engines, decision engines, and process orchestration.
- Solid understanding of API-first architecture, REST APIs, Open APIs,



and API lifecycle management.
- Experience working with API gateways, integration platforms, microservices, and event-driven architectures.
- Knowledge of digital onboarding technologies including eKYC, OCR, digital signatures, biometric verification, consent management, and fraud controls.
- Experience designing omnichannel customer experiences across web, mobile, branch, and partner channels.
- Understanding of embedded finance, Banking-as-a-Service (BaaS), and fintech ecosystem integrations.
- Experience working with configurable product platforms supporting low-code/no-code implementations.

Additional Key Competencies

- DIY Digital Customer Journeys
- Straight Through Processing (STP) Design
- API-First Product Management
- Embedded Finance & Ecosystem Integration
- Business Rules & Workflow Design
- Digital Onboarding & eKYC
- Product Configuration & Process Automation
- Omnichannel Lending Experience Design
- Microservices & Integration Architecture

Requirements

- Good command over written and verbal communication in English.
- Should demonstrate Out of the Box thinking and willing to work on tight schedules
- Knowledge of Lending life cycle
- Good understanding of end-to-end Loan Management Life Cycle
- Good at interpersonal skills
- Should have good stakeholder management skills
- Detailed knowledge of Islamic Lending.
- Good interpersonal skills

Benefits

Nucleus is well known for identifying, nurturing, and promoting the internal talent and having long mutually rewarding associations with its performing associates. Our focus programs help our associates to continuously grow based on their capability, performance, and career aspirations.

Job Information

- Job Opening ID NUCLEUS_2148
- Business Unit Name NEO PMG
- Job Type Onsite-Offshore
- Grade 6
- Date Opened 11/08/2026
- Number of Positions 1
- Industry Banking
- City NOIDA
- Province Uttar Pradesh
- Country India
- Postal Code 201309

📌 Product Consultant- Islamic Lending (Noida)
🏢 Nucleus Software Exports
📍 Noida