Role: Financial Planning and Analysis

Skill: Finance and Accounting, FP&A;

Experience: 8 years to 12 years

Job Location: Noida

Certifications-Preferable - Financial Risk Management (FRM©) certification,IFRS 9

Domain-Banking & Finance and Accounting Education:

Minimum 15 years of regular, full-time education (10 + 2 + 3)

Chartered Accountant, Master’s degree in accounting, Finance, Economics, or related field Must Have Skills:

Financial Modeling

Budgeting & Forecasting

Variance Analysis

Strong Accounting Knowledge

Data Analysis & Interpretation Positive to Have:

Scenario planning / What-if analysis

Long-range planning & capital allocation

SQL / Data extraction skills

Power BI / Tableau / Dashboarding tools

Advanced FP&A; expertise (Banking preferred)

Strong understanding of Balance Sheet & Capital metrics

Financial modelling (driver-based, scenario modelling)

Knowledge of stress testing frameworks (BoE scenarios preferred)

Advanced Excel + planning tools (Anaplan, SAP BPC, Hyperion)

Tools / Systems

Planning tools: Anaplan / BPC / Hyperion/FCSS/ Oracle Fusion

Excel (advanced modelling)

BI tools: Power BI / Tableau

Risks & Controls

Risk: Model inaccuracies → Control: Model validation & reconciliation

Risk: Data inconsistency → Control: Cross-functional alignment checks

Risk: Regulatory non-compliance → Control:



ICAAP/ILAAP validation reviews Job Responsibility:

A. Planning & Budgeting

- Manage driver-based budgeting models
- Consolidate and validate P&L;, Balance Sheet, and key ratios
- Support business units in preparing planning submissions and review packs
- Execute cost allocation models, Maintain allocation drivers,

B.

Variance

Analysis

- Actual vs Budget / Forecast analysis
- MoM and YoY movement analysis
- Cost center-level variance breakdowns
- Volume / rate / mix analysis

C. Forecasting

- Prepare monthly rolling forecasts
- Update outlook based on performance, macro factors, and business inputs
- Maintain driver-based and scenario-integrated forecasting models

D.

Scenario

Analysis & Stress Testing

- Perform sensitivity and what-if analysis (e.g., NIM, impairments, costs)
- Support regulatory exercises (ICAAP / ILAAP / stress scenarios)
- Quantify capital and liquidity impacts
- Prepare governance & committee packs

E. Governance & Reporting

- Produce segment/customer profitability reports
- Draft variance commentary (templated/automated)
- Highlight key drivers and anomalies
- Prepare Board / ExCo packs
- Identify risks and opportunities in financial plans
- Validate data integrity and consistency across models

📌 Financial Planning and Analysis (Noida)
🏢 Tata Consultancy Services
📍 Noida