Job Title: Senior Credit Manager / AGM/ Head of departments

Contact Krishnan at (phone hidden)

Location: Hyderabad

Department: Credit / Project Finance

Job Summary:

We are seeking experienced professionals for our Credit Team specializing in Project Finance and Large Loan Processing. The ideal candidate will have a solid background in credit appraisal, financial analysis, due diligence, and loan structuring for projects with exposure above 10 crores to 100 crores and above

This is a specialized role candidates with experience limited to Retail Loans (Business, Personal, Auto, or Unsecured Loans) will not be considered.

Key Responsibilities:

- Conduct detailed credit appraisal and financial analysis for project finance proposals above 10 crores.
- Evaluate borrower creditworthiness using financial statements, projections, and cash flow analysis.
- Prepare comprehensive credit reports, risk assessments, and sanction memos for approval committees.
- Conduct industry, business, and financial risk analysis for each project.




- Coordinate with internal stakeholders for loan structuring, documentation, and disbursement.
- Liaise with legal, technical, and valuation agencies for due diligence reports.
- Monitor portfolio performance and identify early warning signals in existing accounts.
- Ensure full compliance with internal credit policies and regulatory guidelines (RBI / Bank norms).

Candidate Profile:

- Education: CA / MBA (Finance) / CFA or equivalent qualification.
- Experience: 410 years in Credit / Project Finance within Banks, NBFCs, or Financial Institutions.
- Proven track record of handling large ticket project finance proposals (10 crore and above).
- Strong knowledge of balance sheet analysis, financial ratios, and credit risk assessment.
- Excellent report-writing and presentation skills.
- Attention to detail, analytical mindset, and sound judgment.

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