Job Title : Business Analyst – Transaction Banking & Payments Locations to choose: Any one of these locations ( Bangalore , Delhi, Gurgaon, Noida , Pune , Mumbai).

Notice Period: Less than 60 Days (90 Days notice period is not considered) , Early or immediate joiners prefered. Role Summary We are seeking an experienced Business Analyst with strong Transaction Banking and Payments domain expertise to support large-scale digital transformation initiatives across Domestic & International Payments and Wallet journeys. The role requires deep understanding of end-to-end payment lifecycles, strong business acumen, and hands-on experience delivering digital journeys in Agile environments while working with global stakeholders.

Key Responsibilities  Lead requirements elicitation through stakeholder interviews, workshops, and working sessions

 Develop business cases for transformation initiatives and support benefits realization tracking post-implementation

 Create and maintain BRDs, Functional Specifications, process maps, and journey documentation

 Develop use cases, wireframes, flow diagrams, RTM, and business flows for Technology and QA teams

 Own product delivery artifacts including product roadmaps, epics, user stories, acceptance criteria, and prioritized backlogs using Jira & Confluence

 Proactively identify dependencies, risks, assumptions, and testing inputs and communicate them early

 Support test planning, defect triage, and User Acceptance Testing (UAT)

 Prepare documentation and reporting for working groups, governance forums, and steering committees

 Track milestones, manage delivery risks, and escalate variances as required





 Support go-live readiness, tollgate approvals, and post-implementation reviews

Mandatory Experience & Skills  8+ years of overall experience with minimum 2+ years as a Business Analyst in Banking / Financial Services

 Strong Payments Domain Expertise Including

- Domestic & Cross-Border Payments, SWIFT
- ISO 20022 / ISO 15022, SEPA
- Wallets, P2P transfers, mobile and bill payments
- Cards: Credit, Debit (online/offline), Prepaid, Virtual
- FX engine
- Payments Operations

 Proven experience delivering end-to-end digital transformations with ownership (Retail Banking required)  Solid understanding of the complete payment transaction lifecycle

 Hands-on experience working in Agile delivery models (Scrum / SAFe) beyond ceremonies

 Strong proficiency in Jira and Confluence for backlog management and documentation

 Ability to translate complex business requirements into clear, concise artifacts without excessive technical jargon

 Solid stakeholder management skills

Preferred / Good To Have  Prior experience working with Global Stakeholders

 Experience in large-scale payments transformation programs

 Exposure to Core Banking / Payments platforms (Finacle, FIS, TCS BaNCS, etc.)

 Experience working with global banks or international geographies

 MBA from a Tier-1 B-School

Certifications (Good to Have) CBAP, CSPO, CSM, SAFe, PMP, PRINCE2

Skills: senior stakeholder management,payments,wallet journeys,digital transformation,banking ba,jira,confluence,technical requirements gathering,customer journey mapping,brds,agile,transformation ba,payments lifecycles,transaction banking,global banking,risk assumptions,swift

📌 Business Analyst – Transaction Banking & Payments- Big 4 (Bengaluru)
🏢 Varsal Terra Technology
📍 Bengaluru