Job Requirements

About Godrej Industries Group:

At the Godrej Industries Group, we are privileged to serve over 1.1 billion consumers globally through our businesses with market leadership positions in the consumer products, real estate, agriculture, financial services and chemicals industries www.godrejindustries.com

About Godrej Agrovet Limited (GAVL)

Godrej Agrovet is a food and agri conglomerate, dedicated to improving the productivity of Indian farmers by innovating products and services that sustainably increase crop and livestock yields.

www.godrejagrovet.com

Key Responsibilities:

Credit Control (East, Noth and Central where customer base is large with smaller ticket size)

- Analyse the CL request basis qualitative and quantitative information along with planned business information to make recommendations and Review the exceptions, if any, within the S&D; policy framework.
- Review and monitor the Early Warning customer behaviour and raise early warning signals for "Call to action"
- Monitor old outstanding and liaise with regional & business teams to understand collection plan and ensure we have sufficient provision against the Doubtful customers
- Keep close track of critical delinquent parties and visit market along with sales team as required
- Market visits to customers with high credit exposure and new appointed parties to ensure the credit exposure is aligned with parties paying capacity
- Co-ordinating with legal team to track progress and liaison between sales team and legal team as required. Reconciling customer disputes to achieve payment of outstanding balances

Channel Finance/Other customer finance related initiative

- Support the Channel Finance and other debtor financing tools viz Factoring, Credit Insurance, Bank Guarantee from Finance Side
- Closely review the Channel Finance Proposals and issue comfort letters to the banks
- Clarify the doubts of the Sales Team and Customers on Channel Finance
- Keep a close track of on documentation status of the Channel Finance Customers and provide the visibility of the status to the management
- Closely monitor the Account Receivables and Invoice Discounting opportunity from the approved customers. Create the visibility for the management to assess the Business Opportunity using the Channel Finance limits on regular basis
- Closely Track the Disbursement and the due dates of the discounted invoices.



Ensure the customer pays back the bank on time and escalate the cases of delinquencies
- Extensively Travel to the customers to improve the Channel Finance adoption, accelerating the documentation process and clarifying any doubts
- Keep track of the Customers Channel Finance Renewal status and closely coordinate with Sales Team and Customer to complete the renewal process
- Keep Educating the customers on the benefits of the using Channel Finance and the additional discounts on Channel Finance Payments
- Liaise with Bank/NBFC to FastTrack the progress
- Liaise with Bank/Broker/Insurers to support the Credit Insurance or Factors products

Business Analysis

- Create/Present various Business Critical Insights around Credit and Commercial with recommendation to senior management and drive actions to take them to conclusion
- Liaison with Regional Finance Team for various inputs to support the various analysis
- Prepare the Monthly Deck on the Business Performance to CEO with various indepth analysis
- Develop the Insights on key areas such as Long OD accounts, Aged Inventory and Sales Return Trends
- Preparing periodic dashboard to Management on overall credit exposure, instances of CL increase, status on overdue > 90 days parties, legal status, bad debt, outstanding at risk etc.
- Drive Automation to create readily available insights for Business decision making

Education :

- MBA - Finance

Key Skills :

- Very Good Communication Skills
- Strong analytical skills and attention to detail
- Good business acumen for problem solving
- Competency with large ERP systems
- Confidence to deal with a range of stakeholders
- Strong collaborator & team player
- Excellent time management skills and ability to prioritise a demanding workload
- Hands on approach & strong work ethic
- Candidate should be highly skilled in usage of Microsoft excel, Power BI and analysing data to prepare and present insightful analysis to senior stakeholders.

Work Experience

12-15 years

Benefits





Benefits

Be an equal parent

Childcare benefits for the birthing parent, commissioning parent (in case of surrogacy) or adoptive parent, and their partners

· 6 months of paid leave for primary caregivers, flexible work options on return for primary caregivers

· 2 months paid leave for secondary caregivers

· Caregiver travel for primary caregivers to bring a caregiver and children under a year old, on work travel

Coverage for childbirth and fertility treatment

No place for discrimination at Godrej

Gender-neutral anti-harassment policy

Same sex partner benefits at par with married spouses

Coverage for gender reassignment surgery and hormone replacement therapy

Community partnerships and advocacy

Persons with Disability (PwD) care

We are selfish about your wellness

Comprehensive health insurance plans, as well as accident coverage for you and your family, with top-up options

Elder care for those who might need to extend support to senior family members

Preventative healthcare support

Outpatient Department (OPD) coverage, including vaccinations, dental, vision, etc.

Uncapped sick leave

Flexible work options, including remote working and part time work

Mental wellness and self-care programmes, resources and counselling

Celebrating wins, the Godrej Way

Structured recognition platforms for individual, team and business-level achievements

Digital and offline instant recognition platforms.

An inclusive Godrej

Before you go, there is something important we want to highlight. There is no place for discrimination at Godrej. Diversity is the philosophy of who we are as a company. And has been for over a century. It’s not just in our DNA and nice to do. Being more diverse - especially having our team members reflect the diversity of our businesses and communities - helps us innovate better and grow faster. We hope this resonates with you.

We take pride in being an equal opportunities employer. We recognise merit and encourage diversity. We do not tolerate any form of discrimination on the basis of nationality, race, colour, religion, caste, gender identity or expression, sexual orientation, disability, age, or marital status and ensure equal opportunities for all our team members.

If this sounds like a role for you, apply now!

We look forward to meeting you.

📌 AM - Credit Control & Channel Finance (Mumbai)
🏢 Godrej Group
📍 Mumbai