Job Summary: Works with more complex internal and external customers to procure payment of Accounts Receivable balances due. Performs activities under minimal supervision.

Key Responsibilities: Works with more complex customers to process payments. Prepares statements of accounts for customers. Answers basic and complex customer inquiries. Prepares analysis of accounts. Conducts root cause analysis of late payments and suggests process improvements. Prepares month end reporting. Participates in and/or leads projects related to Accounts Receivable improvement. Performs other duties as assigned.

Competencies: Action oriented - Taking on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm. Collaborates - Building partnerships and working collaboratively with others to meet shared objectives. Communicates effectively - Developing and delivering multi-mode communications that convey a clear understanding of the unique needs of different audiences.

Customer focus - Building strong customer relationships and delivering customer-centric solutions. Drives results - Consistently achieving results, even under tough circumstances. Manages complexity - Making sense of complex, high quantity, and sometimes contradictory information to effectively solve problems.

Nimble learning - Actively learning through experimentation when tackling recent problems, using both successes and failures as learning fodder. Values differences - Recognizing the value that different perspectives and cultures bring to an organization.

Business

Partnering - Collaborates with stakeholders and develops partnerships to drive performance that aligns to organizational goals and strategies; influences the organization by demonstrating knowledge of the business to provide guidance to support the decision making process and guiding the business towards positive results and organizational alignment; evaluates business environment using measures to mitigate risk and capitalize on opportunities.

Financial Internal

Controls - Leverages internal control framework by assessing internal controls and developing remediation plans to mitigate financial reporting risks and respond to changing business needs. Education, Licenses, Certifications:



High school diploma or certificate of completion of secondary education or equivalent experience to the extent such experience meets applicable regulations.

Experience: Requires significant relevant work experience or specialized skills obtained through education, training or on-the-job experience.

Job Summary – JM2 Junior Collection Manager is responsible for managing accounts receivable, ensuring timely collection of outstanding invoices from business clients, performing account reconciliations, and resolving disputes. The role requires strong analytical skills, stakeholder communication, and attention to detail to maintain healthy cash flow and minimize aged receivables Key Responsibilities Collections

Manage an assigned portfolio of customer accounts, ensuring timely collection of outstanding balances and reducing delinquency

Handle outbound and inbound calls to customers for payment reminders

Conduct proactive outreach to customers via phone and email to resolve past-due invoices and secure payment commitments

Maintain detailed and accurate collection notes and account histories within the system to support transparency and continuity

Serve as a subject matter expert in collections processes

Collaborate with field representatives and internal stakeholders to resolve complex customer issues and support strategic initiatives

Contribute to the development and continuous improvement of collections policies, procedures, and tools to enhance efficiency and scalability

Build strong relationships with customers to improve payment cycles

Account Reconciliation (Recon)

Perform periodic reconciliation of customer accounts

Identify discrepancies between internal records and customer statements

Investigate unapplied cash, short payments, or overpayments

Work with internal teams (billing, sales, finance)



to resolve mismatches

Maintain accurate and updated account statements

Dispute Management

Identify, log, and track customer disputes related to invoices

Coordinate with internal stakeholders (billing, operations, sales) for resolution

Ensure timely closure of disputes to avoid payment delays

Maintain dispute logs and provide root cause analysis

Work on preventing recurring issues through process improvements

Reporting & Analysis

Prepare daily/weekly/monthly MIS reports on collections, aging, disputes

Analyze aging reports to identify trends, highlight at-risk accounts, and provide actionable insights to leadership

Provide insights and recommendations to improve collection efficiency

Perform monthly and quarterly responsibilities such as Allowance Analysis and journal entry, collection escalation for doubtful accounts and monthly reporting package for collections metrics.

Track KPIs such as DSO (Days Sales Outstanding), collection rate, dispute resolution TAT

Compliance & Process Adherence

Ensure adherence to company credit policies and collection procedures

Maintain proper documentation for audits and compliance requirements

Support internal and external audit queries related to receivables Required Skills & Qualifications: Bachelors or Master’s degree in finance or equivalent

7–8 years of experience in Global Collections, including U.S. customer portfolios

Experience managing large, high-volume AR portfolios with measurable impact on DSO

Strong communication, negotiation, and problem‑solving capabilities

Ability to negotiate and influence outcomes while remaining tactful and respectful.

Excellent time management with the ability to independently prioritize and manage portfolios

Proficiency in ERP Systems & Collection Tools – SAP, Oracle, High Radius

Demonstrated ownership of high-value, complex AR portfolios with material cash impact

Strong analytical judgment and attention to detail

Willingness and ability to work U.S. Shifts

Mandatory Work from Office Job Finance Organization Cummins Inc.

Role Category

On-site with Flexibility Job Type Office ReqID 2434484 Relocation Package Yes 100% On-Site No

📌 Accounts Receivables Associate - Level III (Pune)
🏢 Cummins India
📍 Pune