Role Purpose
The Senior Credit Analyst is responsible for independent credit assessment and ongoing risk management of asset finance and leasing exposures across a diverse portfolio of customers in APAC. The role supports origination, portfolio management, and funding activities, with a solid emphasis on engagement with external funders to ensure transactions, portfolios, and structures meet both internal credit standards and funder requirements.

Key Responsibilities

Credit Risk Assessment & Structuring
- Prepare clear, well-structured credit submissions for new and existing transactions
- Assess customer, guarantor, and group credit risk, including cross-border group structures
- Evaluate collateral and other risk mitigants, taking into account jurisdictional, legal, and enforceability considerations
- Provide sound risk recommendations, including credit grading, approval conditions, structure considerations, and monitoring requirements
- Review transaction structures to ensure alignment with internal credit standards and external funding requirements




- Assess multi-currency exposures, guarantees, and structural risks associated with regional and cross-border transactions

Portfolio Management & Monitoring
- Manage and review a portfolio of asset finance and leasing exposures across APAC
- Conduct annual reviews and event-driven credit reassessments
- Identify emerging risks and early warning indicators, and recommend proactive mitigation strategies
- Monitor portfolio trends, sector developments, and customer performance to support timely risk management actions

Funder-Facing Responsibilities
- Act as a key credit contact for external funding partners
- Support various funding structures, including:
- Sale of receivables
- Structured and secured funding arrangements
- Prepare funder-facing credit materials, including:
- Term sheets
- Credit summaries and portfolio reports
- Transaction-specific risk analyses
- Responses to funder due diligence, credit question

📌 Senior Credit Analyst (Kota)
🏢 CHG-MERIDIAN
📍 Kota