Business Analyst – Banking
Experience : 8–10 Years
Chennai – Work from Office
Notice Period :Maximum 1 Month
Role Overview
We are looking for an experienced Business Analyst with strong banking domain expertise, particularly in Lending and Payments modules. The candidate will be responsible for understanding business requirements, translating them into functional specifications, coordinating with technology and business teams, and supporting the delivery of banking applications and solutions.
Hands-on experience in both Lending and Payments within the banking domain is mandatory.
Key Responsibilities
Gather, analyse, validate, and document business requirements from business stakeholders.
Work closely with business users, product owners, technology teams, and other stakeholders to understand business needs.
Prepare BRDs, FRDs, functional specifications, user stories, process flows, and acceptance criteria.
Analyse and document requirements related to Lending and Payments processes and applications.
Understand end-to-end lending processes including loan origination,



credit assessment, loan processing, disbursement, repayment, interest, fees, restructuring, and closure.
Understand payment processes including payment initiation, validation, processing, settlement, reconciliation, and exception handling.
Analyse existing banking processes and identify opportunities for process improvements and automation.
Translate business requirements into explicit functional requirements for development and technology teams.
Work with developers, testers, architects, and product teams throughout the SDLC.
Support functional testing, UAT, defect analysis, and requirement validation.
Review test scenarios and ensure adequate coverage of business requirements.
Participate in requirement walkthroughs, solution discussions, sprint ceremonies, and stakeholder meetings.
Analyse production issues and support root-cause analysis from a business/functional perspective.
Prepare process maps, workf

📌 Business Analyst (Chennai)
🏢 Hastraa Consulting Services
📍 Chennai