Job Title

Treasury Products & Process Transformation

Key Responsibilities

* Act as a product champion for Treasury offerings (FX, derivatives,
remittances, investment and liability products as applicable), with deep
understanding of end‑to‑end processes.
* Own and document Treasury product workflows, identifying gaps, redundancies,
and operational risks across front‑to‑back processes.
* Support recent product launches, enhancements, and regulatory‑driven changes,
ensuring seamless implementation across systems and teams.
* Drive process re‑engineering initiatives to improve efficiency, reduce TAT,
minimise manual interventions, and enhance control effectiveness.
* Lead the ideation, design, and rollout of AI‑driven use cases across
Treasury, including (but not limited to):
* Client engagement and decision‑support tools
* Process automation and exception management
* Data analytics, insights, and dashboarding
* Work closely with internal AI/Tech teams/vendors to ensure practical,
scalable, and compliant AI adoption.
* Partner with Compliance, Risk, Legal, Finance,



and Operations to ensure that
all processes and products are regulatory‑compliant and audit‑ready.
* Facilitate cross‑functional working groups for Treasury transformation
initiatives.
* Collaborate with Treasury Sales teams to improve customer journeys, reduce
friction points, and enhance overall client experience.

Key Skills & Competencies

* Strong knowledge of Treasury products and workflows (FX, derivatives,
remittances, investments, liabilities – depending on scope).
* Hands‑on experience in process improvement, automation, or digital
transformation within a bank or financial institution.
* Working understanding of AI / analytics / automation concepts and their
application in financial services.
* Ability to define business requirements, user stories, and process maps.

Education & Experience

* MBA / CA / Engineering or equivalent professional qualification.
* 4-7 years of experience in Treasury, Pr

📌 Product Manager-Fx-TREASURY-FOREX MERCHANT-Product (Mumbai)
🏢 Kotak
📍 Mumbai