10803

Responsibilities:

* Development, Implement and Review of Credit Risk Models & Associated
Frameworks in an unsecured rural/semi-urban lending context in coordination
with data science team
* Implement & Monitor Credit Risk strategies across the lending life cycle –
acquisition, underwriting, cross-sell & collections
* Review portfolio on periodic basis across various risk metrices for early
warning signals and analyze portfolio trends to track portfolio quality on
accepted risk parameters.
* Ensure risk policies are timely reviewed and reflect the dynamic external
workplace and internal risk appetite.
* Analyze industry data on a scale, preparation of MIS/Dashboards and apprising
senior management on changing market conditions.
* Regular review of processes for adherence on risk policies and check if




controls are effectively in place and working.
* Visit branches on regularly basis and evaluate the portfolio quality and
adherence to policy norms.
* Coordinate with Various internal teams such as Quality Control, Product,
Business, IT, Data Science team for strengthening of risk framework.

Eligibility Criteria:

* MBA from a reputed institute
* 3-6 years of experience in managing risk in a Bank/NBFC
* Excellent in understanding data & bringing insights. Advance knowledge of
excel required
* Sound knowledge of statistical models
* Experience in microfinance/inclusive finance will be an added advantage

📌 Manager - Risk Analytics & ICQ - Retail MFB - Internal Control & Quality - Mumbai - Lodha (I-Think Techno Campus) - JM (Thane)
🏢 Tata Capital
📍 Thane