Job Description – Senior Analyst – Finance Analytics
Business Title: Sr. Analyst - Finance Analytics
Reporting Manager: Head, Central Data Platform and Finance Analytics

Overview:
We are seeking a commercially minded Senior Analyst – Finance Analytics with 7+ years of experience in Financial Planning & Analysis (FP&A;) within the Banking and Financial Services industry to join a fast-growing Digital Bank. This is a finance-first role. The ideal candidate brings hands-on depth in product profitability analysis, budgeting, forecasting and variance analysis, and building business and financial plans for new products, and can translate numbers into transparent commercial recommendations for business owners. You should be an active user of AI tools to accelerate and sharpen analysis, and comfortable enough with SQL or an equivalent programming language to source and shape your own data rather than depend on others. You will partner closely with Finance, Product, Business and Technology teams to shape decisions on where the bank invests, how it prices, and where it grows.





Roles & Responsibilities:
● Financial Planning & Analysis: Own the FP&A; cycle – annual budget, rolling forecasts, monthly, quarterly and annual P&L; reporting – with variance analysis and clear commentary on the drivers behind the numbers.
● Product profitability: Build and maintain product-level P&Ls; and unit economics across the portfolio (deposits, lending, cards, payments and fee income), covering margin, cost of funds, cost to acquire, cost to serve, risk cost and contribution margin.
● New product business cases: Build the business and financial plans for new products and propositions – volume and revenue build-up, cost base, break-even, payback, NPV/IRR, and scenario and sensitivity analysis – and support pricing decisions with defensible assumptions.
● Track post-launch performance of new products against the approved business case, flag deviations early, and recommend corrective action.
● Use of AI to

📌 Senior Analyst – Finance Analytics (Bengaluru)
🏢 UNO Digital Bank
📍 Bengaluru