About This Job

Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank Ltd.)

Location: Hyderabad, Telangana, India

Work Mode: In office

Industry: Financial Services

Job Description

POSITION SUMMARY:

The Regional Business Head is responsible for driving on-ground execution of business strategies and supporting the growth of the Rural Micro Enterprises portfolio within the assigned territory. The role involves managing field operations, enhancing productivity across branches and sub-BC outlets, and ensuring effective delivery of products such as Unsecured Loans, MSME Loans, and Micro LAP, while maintaining portfolio quality.

Vacancies and Location: Odisha, West Bengal, Jharkhand, Uttar Pradesh, Andhra Pradesh & Telangana, Karnataka

Key Responsibilities

Business Delivery & Growth

Drive regional business targets including disbursements, revenue, and portfolio growthIdentify opportunities to expand reach in underpenetrated marketsEnsure effective execution of business plans across branches

Sales & Distribution Management





Manage branch network and sub-BC channels across the regionStrengthen sourcing channels and improve conversion ratesOptimize resource deployment to maximize productivity

Team Leadership & People Management

Lead and manage Area Managers and Branch ManagersDrive performance culture and accountability across teamsCoach and develop teams to enhance productivity

Portfolio Quality & Risk Management

Monitor portfolio quality metrics such as PAR and delinquencyDrive collections efficiency and ensure recovery targets are metTake proactive measures to control credit risk

Operational Excellence

Ensure adherence to processes, policies, and SOPsImprove turnaround times and service delivery standardsDrive operational efficiency across branches

Execution of Strategy

Implement zonal and central strategies at regional levelDrive campaigns, product initiatives, and process rolloutsProvide feedback from the field to refine business strategie

📌 Regional Business Head-Rural Micro Enterprises (Hyderabad)
🏢 Bharat Financial Inclusion Limited (100% subsidiary of IndusInd Bank
📍 Hyderabad