Job Description

Bharat Banking: Product Manager

INTERNAL USAGE:

No. of Vacancies:

Reports to:

Product Head

Is a Team leader

NO

Team Size:

NA

Grade:

AM/DM/M

Business:

Retail Lending

Department:

Bharat Banking

Sub-Department:

Gold Loan

Location:

About Bharat Banking

The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided robust tailwinds to the rural and semi urban (RUSU) or Bharat markets.

To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches.

The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital presence, creating tailored products and processes,



and using the One Axis strategy to harness synergies in all parts of the Bank to deliver to the Bharat customer.

The Bank also continues to focus on growing the book profitably by enhancing productivity, improving operational efficiency to reduce cost, and containing risk by leveraging technology such as AI and ML & rigorous portfolio monitoring.

With a customer-centric view, Bharat Banking wants to create a multi-channel distribution and penetrate deeper into the market to provide access to quality financial services and unlock its true potential to significantly improve the lives of our consumers.

AbouttheRole

The Product Manager will define the why, what, and how of building Gold Loan product to cater to the consumers needs. Preferably, the candidate should have excellent listening and analytical skills, with the ability to work in tandem with multiple teams. Also, the person should be result-oriented, creative and comfortable to work within tight deadlines.

K

📌 Bharat Banking:Product Manager (Mumbai)
🏢 Axis Bank
📍 Mumbai