Date live: 06/17/2026

Business Area: Risk

Area of Expertise: Risk and Quantitative Analytics

Contract: Permanent

Reference Code: JR-(phone hidden)

Join us as Gift City Credit Risk AVP, where you will be a key member of the Credit Risk Sanctioning team responsible for managing and overseeing credit risk across Barclays' Corporate and Investment Banking portfolio in India. In this role, you will provide independent oversight as the Second Line of Defence under the Enterprise Risk Management Framework (ERMF), ensuring sound credit judgement while supporting sustainable business growth. You will evaluate, sanction, monitor and manage credit exposures across Corporate, Financial Institution, PSU and Sovereign counterparties, while maintaining compliance with internal policies, regulatory requirements and the Bank's risk appetite.

Your responsibilities will include:
- Conducting comprehensive credit due diligence and financial analysis for corporate and investment banking clients and transactions.
- Preparing high-quality credit papers covering financial performance,



cash flow analysis, liquidity, leverage, management quality, industry outlook, macroeconomic setting, transaction structure, legal risks and proposed mitigants.
- Assessing existing and proposed exposures, collateral, risk drivers and limit structures, and recommending appropriate credit terms and conditions.
- Managing transactions through the complete credit approval lifecycle by working closely with Coverage, Product, Legal and other stakeholders.
- Monitoring portfolio performance, counterparty developments and emerging sector risks, escalating concerns and recommending timely corrective actions.
- Supporting portfolio risk management through exposure monitoring, limit utilisation reviews and portfolio reporting.
- Negotiating appropriate credit protections within loan documentation, ISDA, CSA, GMRA and other facility agreements.
- Ensuring accuracy of credit systems, internal ratings, limits and re

📌 Gift City Credit Risk Avp (Mumbai)
🏢 Barclays
📍 Mumbai