Role Purpose

The Treasury Front Office is responsible for managing the NBFC's borrowing program, liquidity position, banking and lender relationships, ALM support, investment of surplus funds, and execution of treasury transactions. The role ensures adequate funding availability at optimal cost while maintaining compliance with RBI regulations and internal treasury policies.

Key Responsibilities

1. Funding & Liability Management
- Raise funds through various instruments including Term Loans, Working Capital Facilities, NCDs, Commercial Papers, ECBs, and Securitization/Direct Assignment transactions.
- Identify and onboard new lenders, banks, financial institutions, mutual funds, and investors.
- Negotiate borrowing terms, pricing, covenants, and documentation.
- Monitor borrowing limits, repayment schedules, and debt obligations.
- Optimize the overall cost of funds.

2. Liquidity & Cash Flow Management
- Monitor daily cash positions and liquidity requirements.
- Prepare cash flow forecasts and funding plans.




- Ensure adequate liquidity to meet business disbursements and operational requirements.
- Manage deployment of surplus funds in approved investment avenues.

3. Asset Liability Management (ALM)
- Support ALM monitoring and reporting.
- Analyze maturity mismatches and liquidity gaps.
- Coordinate with Finance and Risk teams for ALCO presentations.
- Monitor liquidity coverage and funding concentration risks.

4. Treasury Dealing & Investment Activities
- Execute money market and fixed-income investment transactions.
- Manage investments in mutual funds, fixed deposits, government securities, and other approved instruments.
- Monitor market developments, interest rate movements, and their impact on borrowing costs.

5. Banking & Lender Relationship Management
- Maintain relationships with banks, NBFC lenders, mutual funds, and institutional investors.
- Coordinate for sanction renewals, enhancements, and recent credit facilities.
- Manage due diligence requireme

📌 Opening For Treasury-Fund Raising (Mumbai)
🏢 Ecap Equities
📍 Mumbai