- Reviewing project proposals to determine whether projects are viable, and helping junior credit officers develop business plans for current transactions
- Reviewing financial statements and other documents to identify potential risks or opportunities in order to make investment decisions
- Negotiating with business partners to resolve issues regarding delinquent accounts, late fees, interest rates, or other contract terms
- Providing guidance to junior staff in the department on best practices for underwriting loans or other financial products
- Reviewing existing loan portfolios to assess risk levels and make recommendations for adjustments to portfolios based on changes in market conditions




- Providing information about loan terms and conditions to borrowers and other stakeholders involved in the loan process
- Monitoring borrower accounts for delinquencies or other issues that may need to be addressed by staff members in other departments within the bank or company
- Maintaining relationships with lenders, borrowers, and other parties involved in transactions in order to ensure that all parties understand and comply with applicable policies
- Acting as a liaison between banks and other financial institutions to arrange loans or other financing arrangements

📌 Credit Undertaking Manager - Assistant Manager - 2- Jm4 (Kerala)
🏢 Muthoot Capital Services
📍 Kerala