Role Overview:

We are looking for an experienced Product Consultant – Corporate Lending to build and scale digital corporate lending
solutions in a fast-paced fintech environment. This role focuses on creating
seamless, technology-driven lending experiences for SMEs, mid-market, and
enterprise clients. The ideal candidate will have a
strong understanding of corporate lending products and processes, combined with
hands-on experience in digital lending platforms, loan origination,
underwriting, credit decisioning, API integrations, automation, and product
lifecycle management.

Key Responsibilities:

- Own the end-to-end product lifecycle for digital
corporate lending platforms (origination, underwriting, disbursement,
servicing)

- Define product vision, strategy, and roadmap
aligned with fintech growth objectives

- Build scalable loan origination systems (LOS) and
loan management systems (LMS)

- Design and optimize digital onboarding journeys
for corporate clients (KYC, document collection, verification)

- Collaborate with engineering, data science,
credit risk, compliance, and business teams

- Drive automation in underwriting using rule
engines, scorecards, and alternative data

- Develop API-based integrations with third-party
providers (credit bureaus, GST/tax systems, bank statement analyzers,
payment gateways)

- Leverage data analytics to improve approval
rates, reduce risk, and enhance customer experience

- Ensure compliance with regulatory requirements




(RBI or relevant global regulators depending on market)

- Build innovative products such as embedded
finance, supply chain financing, invoice discounting, and BNPL for
businesses

- Continuously experiment (A/B testing) to improve
conversion funnels and reduce drop-offs

Required Qualifications:

- Strong understanding of corporate lending
products

- Experience in building or working with digital
lending platforms (LOS/LMS)

- Familiarity with APIs, integrations, and
microservices architecture

- Understanding of credit risk, underwriting
processes, and financial statement analysis

- Strong analytical skills with experience in
data-driven decision making

- Excellent stakeholder management and
communication skills

Preferred Qualifications:

- Multi-Facility Financing- Integrated financial solutions combining
multiple credit facilities under one structure.

- Bill Discounting-Unlock immediate cash flow by discounting receivables before their
due date.

- Working Capital Finance-Ensure smooth day-to-day operations with adequate
short-term funding.

- Cash Credit (CC)-Flexible borrowing facility against stock and receivables.





- Business Loans / Term Loans-Medium to long-term funding for expansion, asset
purchase, or business growth.

- Consumer & Commercial Vehicle Loans-Financing for purchase of personal or
business-use vehicles.

- Commercial Equipment Financing-Loans for machinery, tools, and industrial
equipment.

- Letter of Credit (LC) / Standby Letter of
Credit (SBLC)-Secure domestic
and international trade transactions with bank-backed guarantees.

- Bank Guarantee (BG)-Assurance to third parties for contractual or financial
obligations..

- Project Financing-Structured funding for large-scale infrastructure and industrial
projects.

- Structured Finance-Customized financial solutions often used in mergers, acquisitions,
or leveraged buyouts.

Requirements

- Good command over written and verbal communication in English.

- Should demonstrate Out of the Box thinking and willing to work on tight schedules

- Knowledge of Lending life cycle

- Good understanding of end-to-end Loan Management Life Cycle

- Valuable at interpersonal skills

- Should have good stakeholder management skills

- Detailed knowledge of corporate Lending.

- Good interpersonal skills

Benefits

Nucleus is well known for identifying, nurturing, and promoting the internal talent and having long mutually rewarding associations with its performing associates. Our focus programs help our associates to continuously grow based on their capability, performance, and career aspirations.

📌 Product Consultant- Corporate Lending (Noida)
🏢 Leading
📍 Noida