About Us:

Kadel Labs is a
leading IT services company delivering top-quality technology solutions since
2017, focused on enhancing business operations and productivity through
tailored, scalable, and future-ready solutions. With deep
domain expertise and a commitment to innovation, we help businesses
stay ahead of technological trends. As a CMMI Level 3 and ISO 27001:2022
certified company, we ensure best-in-class process maturity and information
security, enabling organizations to achieve their digital transformation goals
with confidence and efficiency.

Job Title: Loss Forecasting & Credit Strategy Analyst
(Credit Card)

Experience: 5- 10 Years
Location: Jaipur, Udaipur, Bhopal & Bangalore

About the Role

We are looking for an experienced Loss Forecasting & Credit Strategy Analyst to support loss forecasting, reserve analytics, and credit strategy development
for a US credit card portfolio.
The ideal candidate will combine solid analytical and technical skills with a
solid understanding of credit risk and card portfolio dynamics.

Key
Responsibilities

- Build
and maintain loss forecasting models using roll-rate,
vintage, and CECL-aligned methodologies.

- Develop baseline
and stress-scenario forecasts and analyze forecast vs.
actual variances.

- Develop
and evaluate credit strategies across line management, authorization, and
collections.

- Assess
the P&L;,
credit risk,



and loss impact of proposed strategies.

- Apply AI/ML
techniques to improve forecasting accuracy and scenario
analysis.

- Translate
analytical insights into actionable credit strategy recommendations for senior stakeholders.

- Collaborate
with business, risk, finance, and technology teams.

Requirements

- 5–10 years of experience in Credit Risk, Loss Forecasting, Credit
Strategy, or related analytics roles.

- Hands-on
experience with US credit card portfolios on the issuing
side — US bank, card issuer, fintech, or GCC/captive
supporting a US card business.

- Strong
proficiency in Python and SQL for
forecasting, data analysis, and scenario modelling.

- Working
knowledge of CECL, stress testing, and reserve concepts;
CCAR/DFAST exposure is an advantage.

- Experience
applying AI/ML to forecasting, credit risk, or
analytics is preferred.

- Strong Advanced
Excel skills, including pivot tables, complex formulas,
dashboards, and management reporting.

- Excellent
communication skills with the ability to work with US-based
stakeholders and provide US business-hour overlap when
required.

Benefits

Visit us:

· https://kadellabs.com/

· https://in.linkedin.com/company/kadel-labs

· https://www.glassdoor.co.in/Overview/Working-at-Kadel-Labs-EI_IE4991279.11,21.html

📌 Loss Forecasting & Credit Strategy Analyst (Credit Card) (Bengaluru)
🏢 Important Group
📍 Bengaluru