Role Overview

The Area Manager will be responsible for managing credit operations across a cluster of districts/villages, leading a team of Field Officers . The role focuses on loan sourcing, collections, and farmer engagement while maintaining strong relationships with dairy societies and ensuring portfolio quality.

Key Responsibilities
Loan Sourcing Business Development
Achieve disbursement targets in coordination with dairy collection centers.
Guide and support Field Officers in farmer onboarding, KYC, and loan applications.
Ensure adherence to mooPay s credit underwriting norms during sourcing.
Collections Portfolio Monitoring
Ensure timely collections through daily tracking of Field Officers.
Maintain high repayment discipline and control PAR levels within the area.
Support resolution of overdue and delinquent accounts through field visits.
Team Management
Lead, train, and motivate Field Officers.
Conduct regular reviews, field joint visits, and provide on-ground support.
Monitor productivity and ensure targets are met at FO level.




Farmer Dairy Engagement
Build relationships with dairy societies, collection centers, and farmer groups.
Organize farmer meetings, awareness campaigns, and grievance redressal sessions.
Reporting Compliance
Track and report daily/weekly/monthly progress on disbursements and collections.
Ensure compliance with mooPay s operational policies, documentation, and partner guidelines.

Qualifications
4 7 years of experience in microfinance, NBFC, agri-finance, or rural lending operations .
Prior experience in managing field officers / loan officers is preferred.
Solid leadership and people-management skills with ability to handle 10 20 field staff.
Positive communication in local/regional language(s); working knowledge of English is a plus.
Willingness to travel extensively across villages and dairy networks.

What We Offer
Leadership chance to manage rural lending operations in your area.

📌 Area Manager Bengaluru
🏢 MooPay
📍 Bengaluru