Job Summary

Role: US Mortgage Operations. In this role, you will be responsible for end-to-end processing support for Residential US mortgage loans. You will work closely with brokers, lenders, and third-party vendors to ensure timely, compliant, and accurate loan file processing through all stages of the mortgage lifecycle.
Responsibilities
Review and verify mortgage loan applications (1003 / URLA) and supporting financial documents (W-2s, tax returns, pay stubs, bank statements, asset documentation).
Analyze Title Reports, Appraisals, Flood Certifications, Tax Transcripts (4506-C), VOE (Verification of Employment), and Verification of Mortgage or Verification of Rent.
Reconcile borrower income, assets, credit histories, and liabilities according to Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines.
Explicit underwriting conditions and assist in resolving complex document discrepancies or red flags.
Ensure strict adherence to US mortgage regulatory compliance standards (TRID, RESPA, TILA, CFPB, QM/ATR rules).
Coordinate with settlement agents, title companies,



and attorneys to gather closing documents.
Assist in post-closing reviews, trailing document management, and investor delivery readiness.
Maintain transparent and direct communication with loan officers, processors, and management regarding pipeline status and bottleneck resolution.
Qualifications and Experience
Qualifications: Bachelor degree in finance, Business Administration, Commerce, or a related field.
Exposure to NMLS guidelines, or coursework toward MBA-CMB or similar mortgage banking certification.
Experience: 3 to 5+ years of hands-on experience in US Residential Mortgage Processing / Support. Prior experience working in a Global Capability Centre (GCC), BPO, or shared services environment handling US mortgage operations.
Domain Knowledge: Solid understanding of the end-to-end US mortgage lifecycle (Origination, Processing, Underwriting Support, Closing, Post-Closing).
Guide

📌 Senior Associate Mortgage Gandhinagar
🏢 Befree Outsourcing
📍 Gandhinagar