Credit Underwriter

Job description

Key Responsibilities:
Review and analyse credit applications to determine creditworthiness and assess risk.
Evaluate financial documents, credit reports, and other relevant information to make informed credit decisions.
Ensure compliance with company policies, procedures, and regulatory requirements.
Collaborate with sales, operations, and customer service teams to ensure a seamless customer experience
Communicate credit decisions to applicants and provide clear explanations for approvals or denials.
Monitor and manage the performance of the loan portfolio, identifying trends and potential risks.
Stay updated with industry trends, best practices, and regulatory changes affecting credit underwriting.

Requirements:
Bachelor’s degree in finance, Accounting, Business, or a related field.




1–2 years of experience in credit underwriting or a similar role (Preferred but not mandatory).
Strong analytical skills and attention to detail.
Excellent communication and interpersonal skills.
Proficiency in financial analysis and risk assessment.
Familiarity with credit scoring models and underwriting software.
Ability to work independently and as part of a team in a rapid-paced setting.
Knowledge of regulatory requirements and industry best practices.

Preferred candidate profile
Experience in the fintech or banking industry.
Knowledge of local market dynamics and customer behaviour.
Robust problem-solving skills and ability to make sound decisions under pressure.

📌 My Paisaa Credit Underwriter Hyderabad (India)
🏢 NextHire
📍 India