Role:- Commercial Underwriter (SME Segment)
Experience: 5 to 7 Years

Location: Mumbai
Education: MBA (Mandatory)

Role & Responsibilities
Prepare product policy wordings, underwriting guidelines, rating structures, schedules, and documents required for IRDA product filings.
Coordinate closely with Marketing, Claims, and Actuarial teams to finalize underwriting guidelines.
Collaborate with Technology teams for system maintenance and current requirement implementation.
Conduct product development and market research based on customer and market needs.
Maintain regular interactions with brokers and intermediaries.
Develop robust monitoring systems for underwriting control.
Analyze the performance of general insurance products and take proactive corrective actions.
Prepare periodic reports for the Management Committee related to product portfolio performance.




Ensure timely and quality responses, adhering to TAT for quote submissions.
Provide technical leadership, direction, and support to Sales and Underwriting teams.
Develop initiatives to manage and improve loss ratios.
Create tools and dashboards to monitor KPIs and product performance.

Preferred Candidate Requirements
Handson experience in handling the SME segment within SME Commercial Business.
Robust knowledge of SME insurance products.
Solid experience in Commercial Underwriting.
Solid analytical, communication, and stakeholdermanagement skills.
Ability to work crossfunctionally with various internal teams.

Regards,

Khushi

📌 Commercial Underwriter Mumbai (India)
🏢 ICICI Lombard
📍 India