Basic Details:

Business
Aditya Birla Capital
Unit
Aditya Birla Health Insurance
Location
Mumbai
Function
Treasury Front Office
Reports to: Function
Treasury
Department
Treasury
Reports to: Department

Designation of the Employee
Dealer
Designation of the Manager
Chief Investment Officer
Date of writing/ updation of JD
March 2026

1) Job Purpose:
Comprehensive evaluations of investment opportunities. Analyzing credit risk and Interest rate risk of the securities.

Dimensions
October 2024
1
AUM
Around Rs 5500 crore
2
Types of Fund
Shareholder & Policyholder
3
No of deals (monthly)
50
4
Company Credit Reports
40
6
Asset Class
Debt

3) Job Context & Major Challenges: (What are the specific aspects of the job that provide a challenge to the jobholder in the context of the Unit/Zone)
About the Health Insurance Industry –

While the current market sees more than 15 non-life players in the private space and 5 exclusive private players in the health insurance space trying to capture a sizable market share.



With the SME and the start-ups being the driving force of Indian economy, the opportunity to cater to these segments is immense and is increasing manifold year on year. The challenge here therefore remains as to how we capture a larger share of the chance by developing specific solutions to cater each segment of the business. Also by creating an inexpensive and standardized solution to increase the reach into the pockets of channel partners across the country to harness on their captive business and explore new opportunities with them.

Market Opportunities – With the advent of medical advancements, lifestyle changes, change in Indian socio-economic scenario and Indian healthcare space, and the insurers are facing challenges to cater to the needs of this diverse clientele. Increasingly Indian customers have started considering health insurance partners as extensions of health advisers. In this scenario it becomes extremely important to understand their psyche and the

📌 Team Member (Maharashtra)
🏢 Financial services
📍 Maharashtra