Key Responsibilities
Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
Process – Understanding process and policies and implementing the same to ensure smooth transactions.
Delinquency Management for the location
Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
Quality Management in terms of Audit, Compliance and Hind-sighting
PDD Management – controlling and tracking PDDs through proper MIS for the location
Deliverables
Login to Recommendation TAT
Maintaining Audit Compliance and errors in Hind sighting
Delinquency control as per budget
Cost management
Eligibility
MBA from Premier Institute
CA
Technical Competencies
Basic knowledge of loan underwriting
Knowledge of Education Lending Business- awareness on risk involved.
Good communication and report writing skills
Basic knowledge of Banking
Positive Knowledge of computer applications
Personal Attributes
Robust communication skills
Team work and Collaboration skills
Attention to detail
Energy and drive to work on fast-paced, diverse, and challenging projects
Valuable observation and listening skills
Process oriented