Role Purpose
The Senior Credit Analyst is responsible for independent credit assessment and ongoing risk management of asset finance and leasing exposures across a diverse portfolio of customers in APAC. The role supports origination, portfolio management, and funding activities, with a strong emphasis on engagement with external funders to ensure transactions, portfolios, and structures meet both internal credit standards and funder requirements.
Key Responsibilities
Credit Risk Assessment & Structuring
Prepare transparent, well-structured credit submissions for new and existing transactions Assess customer, guarantor, and group credit risk, including cross-border group structures Evaluate collateral and other risk mitigants, taking into account jurisdictional, legal, and enforceability considerations Provide sound risk recommendations, including credit grading, approval conditions, structure considerations, and monitoring requirements Review transaction structures to ensure alignment with internal credit standards and external funding requirements Assess multi-currency exposures,



guarantees, and structural risks associated with regional and cross-border transactions Portfolio Management & Monitoring
Manage and review a portfolio of asset finance and leasing exposures across APAC Conduct annual reviews and event-driven credit reassessments Identify emerging risks and early warning indicators, and recommend proactive mitigation strategies Monitor portfolio trends, sector developments, and customer performance to support timely risk management actions Funder-Facing Responsibilities
Act as a key credit contact for external funding partners Support various funding structures, including: Sale of receivables Structured and secured funding arrangements Prepare funder-facing credit materials, including: Term sheets Credit summaries and portfolio reports Transaction-specific risk analyses Responses to funder due diligence, credit questions, and information requests Ensure alignme

📌 Senior credit analyst (Uttar Pradesh)
🏢 CHG-MERIDIAN
📍 Uttar Pradesh