Job Description RESPONSIBILITIES:
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- Work with internal partners to develop a robust portfolio management framework and a comprehensive credit & fraud risk management infrastructure for the Digital Bank. N
- Define the credit & portfolio management strategy, focusing primarily on Consumer products, Merchant lending, and SME lending portfolios. N
- Establish credit risk appetite and thresholds for the product portfolios. N
- Develop a comprehensiveprocess and build credit portfolio monitoring and control systems to assess, identify, and reduce credit risk while optimizing portfolio returns. N
- Conduct real-time industry research with team reports to identify and analyze emerging trends. Review and approve relevant policies related to various regulations and emerging trends. N

n n n REQUIREDQUALIFICATIONS:
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- Bachelor's degreein Computer Science/Statistics/Data Science or related programs;
MBA or Post graduate ina similar field is a plus N
- At least 8+ years experience in credit, exposure to merchant lending is a plus N
- Excellent quantitative skills with background in credit scoring, credit strategy and overall credit cycle N
- Solid background in Credit Loss Forecasting N
- Conversant with scoring& impairment forecasting models. N
- Proficient in using statistical programming languages such as SQL and Python N
- Experience in using traditional and alternate data to drive credit strategies N

📌 Credit Portfolio Manager (Surat)
🏢 Confidential Careers
📍 Surat