*Responsibilities:*
- *Performing credit appraisal of clients and analyzing factors such as income growth, market share, risks associated with business, industry, balance sheet analysis etc., across sectors.*
- *Liaison with Credit Risk, Compliance to get the credit memo approved internally*
- *Loan disbursement & documentation function including liaison with legal, compliance, other teams.*
- *Supporting RMs in maintaining credit hygiene of their portfolios by tracking principal/interest payments, LC/BG maturities/expiry and following up with the customers/other internal departments.*
- *Handling various CAD covenant and Early Warning Signal meetings with appropriate responses for each observations and minimising client's covenants overdue. Ensuring overall portfolio hygiene.*
- *Assisting Senior Relationship Managers on recent clients meetings, internal presentations and MISs.*
- *Handling various legal, compliance, audit observations aspects of the proposals.*
- *Handling transaction activities w.r.t. account opening, FD placement, etc.*




- *Creating and developing client relationships that results in tangible results.*
- *Visiting clients to improve business relationship with them*
- *Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification.*
- *Plant visit, regularly interacting with clients, external rating analysts and maintaining call reports*
- *Avoiding NCL and increasing balance sheet velocity*
- *Analyzing quarterly financial performance, stock statements, stock audit reports and highlighting trends and deviations*

*If this excites you do send us the following at email address [email protected]*

*1. Your Updated CV in Word format*

*2. Current Monthly Gross Salary*

*3. Expected Salary*

*4. Notice Period*

*5. Internal HR Designation*

*If you are not looking for a change relevant references would be welcome.*

*Thanks & Regards*

*Pournima Das*

*Recruitment Executive,*

*Amogh Recruitment Soluti

📌 Credit Analyst- Wholesale Business (Chennai)
🏢 Amogh Software Solutions
📍 Chennai