Role Title
Fraud Transactions Analyst / Specialist UPI & Digital Payments
Experience
4–7 years

Role Overview
We are looking for a Fraud Analytics Specialist with strong experience in UPI / TPAP transaction fraud prevention, fraud rule creation, and AML monitoring. The ideal candidate will have hands-on experience in analysing transaction patterns, identifying emerging fraud typologies, designing fraud detection rules, and working with analytics teams to reduce fraud losses while maintaining customer experience.
The role requires a robust understanding of digital payments fraud, UPI ecosystem, transaction monitoring, risk controls, and data-driven decision-making.

Key Responsibilities
Fraud Rule Strategy & Transaction Monitoring
• Analyse UPI transaction data to identify suspicious transaction patterns, fraud trends,
and emerging fraud typologies.
• Design, implement, and optimize real-time fraud detection rules across payment
journeys.
• Develop transaction monitoring strategies using parameters such as:
o Transaction velocity
o Device intelligence
o User behaviour patterns




o Transaction amount and frequency
o Beneficiary risk signals
o Geographic/IP/device anomalies
o Account takeover indicators
• Continuously monitor rule performance and optimize thresholds to improve fraud
detection while minimizing false positives.
Fraud Analytics & Investigation
• Perform deep-dive analysis of fraudulent transactions to identify root causes and fraud patterns.
• Create fraud segmentation frameworks and dashboards to track:
o Fraud rates
o Fraud losses
o Detection rates
o False positive rates
- Rule effectiveness
o Customer impact
• Analyse customer, device, transaction, and behavioural data to identify risk signals.
• Support investigation teams with data-driven insights on fraud cases.
AML & Regulatory Monitoring
• Support AML transaction monitoring activities for suspicious payment behaviours.
• Identify patterns related to:
o Money mule accounts
o Account takeover
o Phishi

📌 Fraud Analyst (Gurugram)
🏢 Paisabazaar
📍 Gurugram