Role: Practice Director – Credit Risk & BFSI Solutions

Location: Gurgaon/Mumbai/Bangalore

Experience: 8–15 Years

Level: Director

The Role

We're building AI solutions that change how financial institutions make
decisions on credit, risk, and beyond. Not incremental improvements. Genuinely
new.

Credit Risk is the core of this role. You've lived inside it, built scorecards,
owned underwriting policies, and sat across CROs who thought they had it all
figured out. That depth is non-negotiable. Insurance and Wealth Tech are growing
parts of the practice, you'll bring the same rigour and consultative edge there
too.

This role offers:

* Industry-firsts - not features, actual new solution categories
* Real breadth - banks, NBFCs, fintechs, insurers, wealth platforms, one
practice
* High visibility, high impact - your work shapes strategy and revenue at scale
* Credit Risk is being rewritten by AI - you'll be the one doing the rewriting

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What You'll Do

Lead Credit Risk Solutions,



deeply and end-to-end

* Build next-gen Credit AI solutions: scorecards, decisioning engines,
portfolio risk tools, collections optimisation, early warning systems
* Challenge client models and strategies with first-principles thinking and
offer something demonstrably better
* Engage across the full lending lifecycle, bureau data, alternative data, and
policy design

Extend into Insurance & Wealth Tech

* Insurance — underwriting models, risk pricing, claims intelligence, fraud
detection
* Wealth Tech — risk profiling, portfolio analytics, AI-driven advisory

Own CXO Conversations

* Hold your own with CROs and CDOs at banks, NBFCs, and fintechs
* Earn trust quick, challenge thinking with evidence, and find gaps in even the
most well-constructed frameworks

Run Pilots that Convert

* Structure proof-of-value engagements from top-tier banks to small fintechs
* Tailor the approach, execute well, sharpen the narrat

📌 Practice Director (Bengaluru)
🏢 PayU Payments
📍 Bengaluru