Job Responsibilities (JD)
Professionals working in these units typically handle a blend of the following duties:
Risk Containment Unit (RCU) JD:
- Customer Verification: Authenticating applicant identity, residential addresses, and employment details.
- Document Scrutiny: Thoroughly examining KYC documents, bank statements, and salary slips to catch fakes or fabrications.
- Field Investigation: Conducting pre-sanction and post-sanction visits to verify business setups and property locations.
- Risk Reporting: Highlighting high-risk cases to the credit and underwriting teams. [1]

Fraud Control Unit (FCU) JD:
- Investigation: Deep-diving into suspicious activities, forged documents, and identity thefts.
- Transaction Monitoring: Watching for unusual spending patterns or anomalies in customer behavior.
- Liaison: Coordinating with legal teams and law enforcement agencies when financial fraud is confirmed.
- Policy Formulation: Designing strategies and implementing safeguards to prevent emerging fraud trends in the market.

📌 Area Risk Manager (India)
🏢 equitas small finance bank
📍 India