About Roarbank
Roarbank is a digital banking platform launched by Unity SFB in cooperation with Fintech Farm, a global neobanking technology provider, in early 2025. Our mission is to become a leading consumer digital bank in India by delivering an outstanding user experience and robust banking solutions.

About Fintech Farm
We are a UK fintech creating successful neobanks in emerging markets in partnerships with local traditional banks. The mission is to make banking services accessible, straightforward and fun to use worldwide and the goal is to launch neobanks in 50+ markets, serving 100m+ customers.
Since our foundation in 2020, we’ve so far launched neobanks in Azerbaijan (2021), Vietnam (2023), Kyrgyzstan (2024) and India (2025), with 2m+ customers collectively and have more markets on the near horizon

What You Will Be Doing
As Business Lead for Credit Products in India, you will own the full lifecycle of our credit products — from concept to scale — ensuring product-market fit, regulatory compliance, and profitability.
Your key responsibilities will include:




- Develop and scale a portfolio of credit products for the Indian market (credit cards, EMI, BNPL, cash loans, secured credit cards etc).
- Drive product performance: achieve portfolio growth, risk, and profitability targets (AR, PAR, NPL, conversion, utilisation).
- Market fit: analyse competitive landscape (banks, NBFCs, fintechs, co-branded programs) and tailor our product positioning.
- Collaborate cross-functionally with risk, operations, analytics, marketing, and engineering teams to design and deliver best-in-class experiences.
- Shape product strategy and roadmap: define priorities, manage sprints with tech teams, and coordinate local regulatory & compliance alignment (RBI, PCI-DSS, KYC/AML, etc.).
- Define pricing and P&L; models — interest rates, EMI fees, GSTs, delinquency impact, promotions, etc.
- Monitor KPIs and continuously improve conversion, activation, and repayment behaviour metrics.
- Own docu

📌 IN Credit Product Lead (India)
🏢 Fintech Farm
📍 India