Description

Job Role :As part of Credit Team for Home Finance

• Managing team of Credit Managers

• Underwriting & making proposals of home Finance ( Fund & Non Fund based )

• Under writing cases with desired level of quality and enabling achievement of branch business target by proper training.

• Visiting customers for personal discussions and deal structuring

• Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained

• To evaluate proposals of customers for Home Loans, Loan against Property

• Decision making within defined TAT

• Understanding of property related aspects (like legal title and market value of the property) is an added advantage





• Coordinating with sales, operations, legal, technical and customer service

Job Requirements:

• Qualification- CA with relevant underwriting experience

• Job Knowledge –

o Technical underwriting experience

o Analytical skills

• Skills & Experience –

o Experience of 2-4 years in relevant working capital products is desired,

o Should be able to handle time bound activities effectively

o Should be an effective team player.

o Should have a sense of urgency & keenness to learn.

📌 Credit Manager-Housing Finance-Credit (Jamnagar)
🏢 Kotak Mahindra Bank
📍 Jamnagar