Job Description:

1. Functional Audits
- Plan and execute risk-based audits for Spoke & Hub locations, focusing on 2W/3W dealer-point financing and collection agencies.
- Verify the integrity of the Credit Underwriting process, ensuring adherence to the Credit Policy and delegated authority limits.
- Audit the Collections & Recovery framework, including the management of repossession agencies, settlement processes, and yard management.
- Review the Lending Lifecycle (Sourcing Disbursement Servicing Closure) to identify gaps in the digital and physical workflows.
- Ensure strict compliance with RBI Master Directions for NBFCs, including Fair Practices Code (FPC), KYC/AML norms, and Scale Based Regulations (SBR).
- Evaluate the effectiveness of Statutory Compliances related to GST, TDS, and other financial regulations specific to the lending business.
- Prepare high-quality,



concise Audit Reports for Senior Management and the Audit Committee.
- Track and monitor the implementation of audit recommendations (Follow-up Audits) to ensure timely closure of observations.

2. Data Analytics & Fraud Prevention
- Utilize Data Analytics (CAATs) to identify patterns of early-delinquency, fraudulent sourcing, or systemic "circular trading" at dealer counters.
- Investigate Whistleblower complaints or suspected internal/external fraud cases related to loan disbursements.

3. Review of IT System & IT applications Audit
- Knowledge of Develop IS Audit Risk Based Framework.
- Knowledge of Develop IS Audit Universe
- Knowledge of Risk Matrix Control development
- Review of IS System Audit report and IT application audit report

📌 Manager – Internal Audit Pune
🏢 Talent Leads Consultants
📍 Pune