- You will own the product strategy for the CPN Payments Engine the core infrastructure that powers payment creation, routing, settlement, and lifecycle management across the network.
- Youll define the reliability, performance, and capability roadmap that enables OFIs and BFIs to move money at scale, and lead cross-functional execution to turn engine improvements into measurable gains in throughput, latency, and success rates.

What youll work on:
- Own the Payments Engine roadmap: Define and execute the product roadmap for payment creation, processing, and settlement. Prioritize features that improve reliability, reduce latency, increase success rates, and unlock new use cases across corridors and rails.
- Drive payment performance: Own key engine health metrics success rate, latency (TTFT, end-to-end), RFI rate, failure root causes. Identify bottlenecks, partner with Engineering to resolve them, and translate improvements into OFI and BFI outcomes.
- Shape API and protocol capabilities: Define requirements for the OFI Payments API and BFI quoting/settlement protocols.



Balance developer experience with compliance requirements and network reliability. Own the spec process from problem to launch.
- Build engine observability and control: Drive investments in payment monitoring, alerting, and operational tooling that give Circle and its partners real-time visibility into payment health and the ability to act on anomalies.
- Partner across the network: Work closely with BFI partners, OFI integrations, Compliance, and Operations to understand where the engine creates friction and remove it unblocking volume, reducing manual intervention, and improving SLAs.

What youll bring to Circle: Core requirements:
- 5+ years in Product Management at a payments, fintech, or financial infrastructure company
- Experience owning platform or infrastructure products APIs, processing pipelines, settlement systems, or developer-facing capabilities
- Robust analytical skills comfortable

📌 Senior Product Manager, CPN Payments Engine (Bengaluru)
🏢 Circle Internet Tech
📍 Bengaluru