- Conduct in-depth analysis on credit rating movements across sectors and assess economic indicators.
- Perform look-back analysis of sharp rating actions and investment-grade defaults, incorporating key learnings into rating criteria, processes, and models .
- Evaluate Rating Committee decisions on significant rating changes.
- Prepare, update, and review rating criteria papers, circulars, and guidance notes , presenting them to the Criteria Committee .
- Continuously update the Rating Operations Manual , rating process documentation, and reporting formats.
- Perform portfolio analysis , including dual ratings, sharp migrations, default statistics, and credit ratios.
- Implement process improvement measures and ensure compliance with regulatory guidelines .
- Develop sector-wise and rating category-wise benchmarks for key financial ratios.
- Conduct External Rating Supervision Committee (ERSC) discussions with credit risk experts and implement suggested improvements in criteria and processes.
- Support in liaising with regulators for compliance, inspections, and portfolio-related submissions.
- Map global ratings to the company's scale based on cumulative default rates.

📌 Credit Analyst- Ratings-Mid (Navi Mumbai)
🏢 TopGear Consultants Private
📍 Navi Mumbai