Role & responsibilities
- Team Management.
- Planning, designing and implementing an overall risk management process for the organization
- Risk assessment, which involves analyzing risks as well as identifying, describing and estimating the risks affecting the business
- Risk evaluation, which involves comparing estimated risks with criteria established by the organization such as costs, legal requirements and environmental factors, and evaluating the organization's previous handling of risks.
- Establishing and quantifying the organization's 'risk appetite', i.e. the level of risk they are prepared to accept;
- Risk reporting in an appropriate way for different audiences, for example, to the board of directors so they understand the most significant risks, to business heads to ensure they are aware of risks relevant to their parts of the business and to individuals to understand their accountability for individual risks;
- Corporate governance involving external risk reporting to stakeholders
- Conducting audits of policy and compliance to standards,



including liaison with internal and external auditors
- Facilitate the development of clearly defined & updated policies & procedures for risk management.
- Overall responsibility for the timely review of process/products/credit facility applications.
- Providing support, education and training to staff to build risk awareness within the organization.
- Any other responsibility as may be assigned from time to time by the Competent Authority.
- Adheres to all company policies, procedures and business ethics codes and ensures that they are communicated and implemented within the team.
- Should have thorough knowledge in various facets of Credit administration including processing of proposals, credit analysis, portfolio management, Risk Management etc.
- Thorough understanding about the laws of the land and RBI/other regulator s prudential norms for NBFC.
- A degree in business administration in either of Finance, Busin

📌 Head - Risk (Kochi)
🏢 Muthoot Capital
📍 Kochi