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Requisition Number: 58788

Job Location: Kolkata, IND

Global Grade: Band 8

Work Type: Office Working

Employment Type: Permanent

Posting Start Date: 23/07/2026

Posting End Date: 06/08/2026

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Job Summary
- Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
- Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
- Work with the RM, in a) obtaining all pre clearances b) preparing & presenting work-shopping note and c) expediting approvals.
- Responsible for end-to-end BCA process using all the tools like Credimate , etc and perform, in-depth analysis of various risks, make quality presentation and ensure quick credit approval.




- Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the BCA/ Regulatory checklist, other special reporting requirements, etc.
- Liaise with Credit for limit approval/allocation.
- Monitor quality of the portfolio by tracking Excess/past dues, strictly complying with ASTAR, EAR processes.
- Ensure timely submission of quality Quarterly Credit/ Performance Reports
- Review reports from various tools
- Monitor Risk Triggers, Covenants and other credit conditions and report appropriately
- Ensure Zero BCA and CaRT over dues.
- Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
- Proper maintenance of Credit files and ensuring Audit Ready at any time
- Attend EAR/Portfolio calls along with the RMs
- In partnership with the relationship manager, ensure timely identification of accounts to be put in EAR as per the bank’s policies and guidelines
- Work with RM on accou

📌 Credit Analyst (Kolkata)
🏢 Standard Chartered Bank
📍 Kolkata