Position Details

Position Title: AVP – Product (Consumption Loans)

Location: Delhi, India

Work Mode: Work from Office (5 Days a Week)

Experience Required: 8-10 Years

Industry: Lending / NBFC / Fintech (Indian Regulatory Context)
Role Overview

DMI Finance is looking for a highly analytical and execution-focused AVP – Product to be part of our Consumption Loan (CL) product team. The incumbent will be responsible for end-to-end product ownership, including strategy formulation, partner integrations, risk alignment, regulatory compliance, and performance optimization.

Deep expertise in Consumer Durable Loans, with strong understanding of end-to-end customer journeys including merchant onboarding, consumption loan product construct, subvention/CIB schemes working, credit underwriting, loan origination, disbursement, EMI servicing, collections, and loan closure processes.

Hands-on experience working with ecosystem partners including online merchants, OEMs, retailer networks, payment gateways, lending service providers (LSPs), bureaus, and digital KYC providers,



with a clear understanding of point-of-sale consumer durable financing, embedded lending journeys, and regulatory compliance requirements.

Solid familiarity with operational, credit, fraud, and portfolio management nuances across the Indian consumer lending ecosystem.
Key Responsibilities
- Define and drive the product strategy and roadmap for the Consumer Durable Loans portfolio.
- Design and optimize customer acquisition journeys across online, offline, and merchant-assisted channels.
- Lead integrations and operational alignment with merchant partners, OEMs, online E-commerce platforms, payment gateways, credit bureaus, eKYC providers, Account Aggregators, and lending technology platforms.
- Build and manage loan origination, approval, disbursement and EMI servicing flows
- Monitor portfolio performance including disbursals, approval rates, conversion rates, delinquency trends, NPAs, collection efficie

📌 Assistant Vice President (Delhi)
🏢 DMI Finance
📍 Delhi