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Job Title: Product Owner – Cards And Payments

Required Technical and Professional Expertise

* 8+ years’ experience in banking payments transformations or implementing new
payment systems
* 3+ years’ of experience as a Product Owner or similar role in the payments or
financial services domain.
* 5+ years’ experience in building digital payment channels and leading
large-scale modernization programs, including the development of
microservices, API frameworks, and BIAN APIs.
* Strong understanding of payment systems, processing, and industry trends
(e.g., ISO 20022, digital wallets, payment gateways).
* Excellent communication, collaboration, and interpersonal skills.
* Ability to analyze complex data and make data-driven decisions.
* Familiarity with Agile methodologies and tools (e.g., Scrum, Kanban, JIRA).




* Strong problem-solving skills and a customer-centric mindset.
* Experience with API integrations and payment technologies.
* Knowledge of regulatory requirements in the payments industry (e.g., PCI DSS,
PSD2).
* Certification in Product Management or Agile methodologies (e.g., Certified
Scrum Product Owner).
* Solid knowledge and experience across Payments & Cards domains
* Strong knowledge and experience across Payments messaging standards such as
NACHA, ISO 8583, ISO 20022, SWIFT
* Strong knowledge of upstream and downstream systems in payments landscape
like Core banking, Payment Switches, Compliance, FX, Advising, Billing etc.
* Strong knowledge about one or more payment systems e.g. Electronic Transfer,
Cheque Clearing/ACH, Card/ATM Networks, RTGS, Cash Management etc.
* Strong Knowledge of clearing, settlement and Dispute Management process.
* Good Knowledge of Omni Channel payment ecosystem
* Good Knowledge of Payments va

📌 Product Manager-Owner-Payments-Manager (India)
🏢 EY
📍 India