ROLE PURPOSE & OBJECTIVE
- HousingLoan is a growing business for Ujjivan. The Area Manager-HousingLoan is the most significant position that will drive this businessin the respective cluster. The position is responsible foroverall growth and success of the business in the cluster.
- Builtefficient team of Loan officers and cluster Managers in theArea/cluster assigned
- Overseesthe performance of the HL portfolio of his/her region by area andbranch in terms of growth (amount and client base) andproductivity of cluster manager/loan officers by guiding them andcarrying out constructive reviews of their performance
- Overallresponsible for the control and recovery of loans in his/herregion, risk assessment and recovery strategies.
- Incoordination with the branch, credit & product teams,identifies suitable branches and locations for Housing businessloan and gets the locations activated. Ensures proper goalsetting, resource planning, marketing and sourcing of HLbusiness. Identifying legal and technical evaluators in thelocations during expansion.




- Workclosely with product and marketing team to drive suitablebranding and marketing activities in his/her respective cluster.
- Effictivlyhandly DSA Chanl contcores.

1. SIZEOF THE ROLE

FINANCIALSIZE

NON-FINANCIALSIZE

Willbe responsible to handle the geography of at least 3-4 clusterswith a portfolio size of 100 150 Crore

Willbe responsible to handle a team of 4 5 cluster managerswith an indirect reporting of 15 30 Loanofficers/relationship managers

1. KEYDUTIES & RESPONSIBILITIES OF THE ROLE

Business
- Daily/Weekly /Monthly monitoring of the accomplishment of targetsaccording to the annual/monthly targets established for the areaand branches under his/her responsibility to provide guidance andsolutions to his/her team as required
- Assigntargets and results on daily, weekly, monthly basis of portfolioof risk by different categories such as days in arrears, numberof installment due, amount within his/her region by area, br

📌 Area Manager (Bengaluru)
🏢 Ujjivan Small Finance Bank
📍 Bengaluru